If you’ve recently been in a car accident, you likely have medical bills to pay, car repairs to cover, and a hundred other expenses weighing down on you. Sure, the settlement you get from the at-fault driver’s insurance company should help – a little. However, if you’re like many accident victims, it won’t cover all of it. Want to make sure you get the most out of your car wreck settlement? Then follow these simple tips.
These quick and easy pointers can help you get the most money out of your car wreck settlement, so you’re not stuck footing the bill for an accident that wasn’t your fault:
- Don’t talk to the at-fault driver’s insurance company – unless you’ve spoken to a lawyer. Never, ever talk to the other driver’s insurance company without speaking to an attorney first. Especially do not give any sort of statement or recorded interview regarding the accident or your subsequent injuries. Insurance companies will use these statements against you, ultimately pinning some (or all) of the blame on you. In the end, this could lessen your car wreck settlement or make it impossible for you to collect altogether.
- Gather evidence from the scene of the accident. Start gathering evidence from the accident scene as soon as possible. If you’re not hurt, do it as soon as you’ve called the police and obtained the other driver’s information. If you require medical attention, ask a friend or family member to do it for you. They should focus on taking pictures of the accident – the damage is done to the vehicles, the surroundings of the scene, and even the injuries you suffered. All of these can help build your case and ensure the other driver is held liable for the damages they caused.
- Accurately determine how much you should be due. If you really want to get the car wreck settlement you deserve, you first need to accurately determine how much it is you are due. Make it a point to save all receipts and bills from post-accident services – car repairs, medical treatment, prescriptions – anything at all you were charged for in regards to your wreck. You should also consider any associated costs you incurred as a result, including lost wages or income, transportation costs, and anything else. All of these should be factored into your final car wreck settlement.
- Don’t go to the “recommended” shops. Insurance companies are notorious for insisting you go to their “recommended” auto body shops for quotes and repairs. Oftentimes, these places will significantly under-quote what it will actually cost you to get it fixed. They also typically deliver less-than-quality service; something you definitely don’t want on something as important as your vehicle. Always stick to repair shops you know and trust.
- Don’t settle for less. Ultimately, the at-fault driver is going to offer you a car wreck settlement that’s worth much less than you deserve. Don’t settle for it. Refuse to take any settlement offers that don’t cover the costs and expenses you’ve incurred. If they won’t offer you anymore, consider taking legal action against the at-fault driver to get the money you are rightfully due.
- Get a lawyer. In the end, the best way to ensure you get the best car wreck settlement possible is to hire a qualified lawyer. They can make sure you’re not implicated in the accident, help prove the other driver’s fault and ensure you don’t settle for anything less than you deserve.
Are you looking for a workplace accident attorney? Look no further than Pat Maloney. Board-certified and highly experienced, Maloney can help you get the compensation you deserve. Call (210) 934-6609 today!