If you were hurt on the job or at the workplace, you should check out the guide below from the worker's compensation attorneys of Pat Maloney to see if your injuries qualify you for workers’ comp benefits. Whether you simply sprained an ankle, or you suffered a debilitating, life-changing injury, workers’ compensation is designed to provide you with support as you recover and heal from your incident, no matter what type of injury was inflicted. If you are wondering if you are eligible for workers’ compensation, take a look below for general guidelines.
What Qualifies an Injury for Workers’ Comp?
There aren’t any specific, outline injuries that must be suffered in order to be eligible for workers’ comp. Instead, your injury and the situation surrounding it must meet three main requirements:
- Your employer carries (or is legally required to carry) workers’ compensation coverage. In order to be eligible for workers’ comp benefits, you first must be sure your employer has workers' compensation insurance coverage. If they don’t, ask a worker's compensation attorney if they are required to do so by law. If they are, you could still be eligible for benefits.
- You’re an employee of the company. This means you cannot be an independent contractor, subcontractor, or consultant. You must be a bona fide employee of the company in order to reap the benefits of their workers’ comp coverage.
- Your injury is work-related or occurred on the job. The injury suffered must have happened during the course of duty or, in the case of certain health conditions, developed over time as a result of chemical exposure, physical demands, or other factors at the workplace.
Unsure as to whether your injury meets these requirements? Need help pursuing your workers’ comp benefits? Then contact the worker's compensation attorneys of Pat Maloney today. He can help get you the compensation you deserve for your injuries.